25 November, 2025 : Gold continues to be one of the most trusted assets in Indian households. People value it for both cultural reasons and its ability to offer financial support when needed. Because gold carries strong resale value and emotional importance, using it wisely can provide quick and reliable funds. A gold loan has therefore become a simple and practical option, helping individuals access money without having to sell their jewellery. Bajaj Finance launches Gold Loan Carnival 2025 with exciting rewards and simplified borrowing experience
To make borrowing even more rewarding, Bajaj Finance has announced the Gold Loan Carnival 2025, offering customers a chance to access funds easily while standing a chance to win exciting gifts. The carnival aims to help people manage planned and unplanned expenses through a quick, safe, and transparent loan process using the Bajaj Finserv Gold Loan.
Gold Loan Carnival 2025: celebrating smart financial choices
The Gold Loan Carnival 2025 brings additional excitement to the borrowing experience. This initiative encourages responsible borrowing while giving customers a chance to win valuable gifts. The carnival runs from 25 November 2025 to 28 February 2026, giving eligible borrowers a chance to win exciting rewards.
The rewards include:
|
Category |
Details of Reward |
|
1st Reward |
Travel voucher for a foreign trip |
|
2nd Reward |
42” LED TV |
|
3rd Reward |
Microwaves |
|
4th Reward |
Small electric appliances |
Eligibility criteria to apply for a gold loan
To take part in the carnival, customers simply need to meet the below eligibility criteria:
● Applicants should be Indian citizens
● Applicants must be between 21 and 80 years of age
● Applicants must have 18-22 karat gold jewellery to pledge
● Applicants must avail a Bajaj Finserv Gold Loan of Rs. 1,00,000 or more during the offer period.
● The loan must remain active for at least 180 days from the date of disbursal.
● Each applicant can qualify only once during the entire carnival period.
These rewards are designed to add value to the customer’s borrowing experience.
Understanding gold loans and the growing importance of smart borrowing
A gold loan allows customers to use their gold jewellery as security to access quick funds without selling it. The gold stays safe with the lender, and the customer retains full ownership, making it a convenient option for many families. With competitive interest rates and a simple process, it is easier to access than most traditional credit options. The instant gold loan offered by Bajaj Finserv comes with quick approval, minimal documents, doorstep evaluation, and transparent terms. Customers can borrow from Rs. 5,000 to Rs. 2 crore for expenses like education, travel, medical needs, or home repairs. Tracking gold rates helps borrowers make informed choices.
Make informed decisions using the gold loan calculator
Using a gold loan calculator can help customers make smarter decisions before applying. The calculator lets customers estimate their loan amount based on the weight and purity of their gold, giving them clarity even before starting the application. By checking the latest gold rate and using this tool, first-time and experienced borrowers can plan better. With competitive interest rates and flexible repayment options, the Bajaj Finserv Gold Loan becomes a convenient and well-informed choice for quick funding.
How to apply for a gold loan
Applying for a gold loan is simple. Borrowers just need to follow these steps:
● The applicant begins the process by clicking on “Apply” to start the online application.
● They enter their 10-digit mobile number and select “Get OTP”.
● The OTP is submitted to complete identity verification.
● The applicant fills in personal details and chooses the nearest gold loan branch.
● An in-principle loan eligibility letter becomes available for download.
● A Bajaj Finance representative then contacts the applicant to guide them through the next steps.
Why gold loans remain a wise financial choice
Gold loans continue to be a practical borrowing option because they offer speed, security, and flexibility. Unlike other loans that require lengthy checks or strong credit scores, gold loans rely mainly on the value of the customer’s jewellery. This makes the Bajaj Finserv Gold Loan suitable for different financial backgrounds. With competitive gold loan interest rates and simple procedures, customers can access funds smoothly while keeping their gold safe.
The Gold Loan Carnival 2025 brings an added layer of benefits by rewarding customers for making informed financial choices. By following gold rate trends, using tools like the gold loan calculator, and selecting the right loan amount, customers can plan better and borrow with confidence.
This initiative by Bajaj Finance encourages individuals to use their gold assets wisely and enjoy a seamless borrowing experience while standing a chance to win exciting rewards during the carnival period.
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About Bajaj Finance Limited
Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit-taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with a significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 80.41 million customers. Bajaj Finance has a credit rating of AAA/Stable for its Fixed Deposit program from CRISIL and ICRA, AAA/Stable for long-term borrowing from CRISIL, India Ratings, CARE and ICRA, and A1+ for short-term borrowing from CRISIL, India Ratings and ICRA. It has a long-term issuer credit rating of BBB-/Stable and a short-term rating of A3 by S&P Global Ratings. To know more, visit www.bajajfinserv.in.
